Under fifty distributors: usually no. Stripe plus a spreadsheet is more honest at that scale, and the savings go better in brand investment than platform tier upgrades. Fifty to two hundred distributors: maybe, depending on whether commission errors are happening and whether the founder still has time to audit calculations carefully every cycle. Two hundred plus: yes, leverage starts mattering. The graduation signal isn't distributor count alone; it's the moment manual reconciliation takes more than two hours per week or a commission error has affected distributor trust.